Step 2: Questionnaire

Name:
Email Address:
Phones:
Fax:
How did you hear about us?

1. If you rent, is it with a property management company? If yes, please get the name and phone number for the management company.
   
2. If not, do you pay by cash, check, or money order? Is the check in your name?
   
3. Is your income verifiable? Yes No
4. (For self-employed, can we show the income on the last 2 years tax returns with the same business and a year-to-date profit and loss.) Yes No
5. Is your income increasing, stabilizing, or decreasing over the last 2 years? If it is decreasing, please explain why.
6. Do you foresee any future expenses such as a new car, baby, or paying for college?
7. Are you a contract employee? (You need to take a 2-year average of Federal Tax Returns to calculate income.) Alternative is a Stated Income loan. Yes No
8. Have you filed taxes for the last two years? Yes No
9. Are there any gaps in between employment? If so, please state the reason why.
   
10. Have the assets been in the bank account for at least 2 months or have there been any large deposits in the last 2 months?
    
11. How long do you plan on owning the home?
12. What is a comfortable mortgage payment for you?
    • How much down payment can you afford?
    • How much down payment would you like to make?
    • What type of loan are you interested in? 100%, 5% or 20% down, etc.
13. Please rate what is most important to you, on a scale of 1-5, with 5 being the highest importance:
    • Lowest monthly payment: Not Important 1 2 3 4 5
    • Low closing costs: Not Important 1 2 3 4 5
    • Increase your credit scores: Not Important 1 2 3 4 5
    • Pay off your mortgage quicker: Not Important 1 2 3 4 5
    • Eliminate your bills: Not Important 1 2 3 4 5
14. Please rate what is most important to you, on a scale of 1-5, with 5 being the highest importance:
    • Building assets: Not Important 1 2 3 4 5
    • Have your home paid off by retirement: Not Important 1 2 3 4 5
    • Money for college: Not Important 1 2 3 4 5
    • Invest: Not Important 1 2 3 4 5
    • Move to a larger home in (years):
15. REFINANCE ONLY: Has your home been listed in the MLS in the last year? Yes No
16. If yes, please specify dates and if still on the market.
17. PURCHASE ONLY: Who are the listing agent and selling agent? Please list name and phone numbers.
18. Is this an investment property? If so, how many properties do you own right now? Did we list all of them on the application?
19. Is the home a single-family residence, a PUD, low-rise condo, high-rise condo, townhome, singlewide manufactured home, or a mobile home that was built before June 15, 1976?
20. If it is a condo or townhome, how much of the project is completed?
    
21. How much of the project is owner occupied or investment properties? (The realtor or the homeowners association can find out these two questions)
    
22. How many acres is the home on?
23. How many units is the home?
24. Are there Home Owner Association fees or dues on the home? If so, how much per month?
25. How long do you plan on living in the home?
26. What are your expectations when working with a lender?
27. Do you have any questions or concerns?
28. What is the best way to reach you?
29. Who is your insurance agent? (Please list the name and phone number)
    
30. What are your hobbies?
    
31. What is your preferred form of communication on the loan process?
    
32. Are you looking for a trusted financial planner?
    Yes No
33. Who is your financial planner or CPA? Do you mind if I contact them to get their approval on the loan program we decide on? That way you will have peace of mind we made the right choice.
34. Do you plan to go out of town during your transaction?
35. Notes or additional comments